/* Layout concept: Apple-style calm. One idea per band, generous white space,
   large confident type, navy for structure, RE/MAX red only for actions. */
:root {
  --paper: #efebe4;         /* limestone */
  --mist: #e5dfd5;          /* deeper stone band */
  --card: #f8f6f1;          /* card surface on stone */
  --ink: #1a1a1f;
  --navy: #0c2749;          /* team-site navy */
  --red: #dc1c2e;           /* RE/MAX red, actions only */
  --red-deep: #b9121f;
  --muted: #5f5a52;
  --rule: #d6cfc3;
  --on-navy: #ffffff;
  --on-navy-muted: rgba(255,255,255,.74);

  --font: "Hanken Grotesk", -apple-system, BlinkMacSystemFont, "Segoe UI", Helvetica, Arial, sans-serif;
  --display: "Cormorant Garamond", "Iowan Old Style", "Palatino Linotype", Georgia, serif;
  --step-hero: clamp(3.1rem, 7.4vw, 5.9rem);
  --step-1: clamp(2.4rem, 4.8vw, 3.75rem);
  --step-2: clamp(1.6rem, 2.6vw, 2.1rem);
  --step-body: 1.0625rem;
  --step-small: .875rem;
  --wrap: 1120px;
  --radius: 18px;
  color-scheme: light;
}

* { box-sizing: border-box; }
html { -webkit-text-size-adjust: 100%; scroll-behavior: smooth; }
@media (prefers-reduced-motion: reduce) { html { scroll-behavior: auto; } * { transition: none !important; } }
body {
  margin: 0; background: var(--paper); color: var(--ink);
  font-family: var(--font); font-size: var(--step-body); line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}
img { max-width: 100%; display: block; }
a { color: var(--navy); }
a:focus-visible, button:focus-visible, input:focus-visible, summary:focus-visible {
  outline: 3px solid color-mix(in srgb, var(--navy) 55%, transparent); outline-offset: 3px; border-radius: 6px;
}
h1, h2, h3 { font-family: var(--display); line-height: 1.04; letter-spacing: -0.012em; text-wrap: balance; margin: 0; font-weight: 500; color: var(--ink); }
p { margin: 0; }

.wrap {
  max-width: var(--wrap); margin-inline: auto;
  padding-left: max(20px, env(safe-area-inset-left, 0px));
  padding-right: max(20px, env(safe-area-inset-right, 0px));
}
.band { padding-block: clamp(64px, 10vw, 128px); }
.band.tint { background: var(--mist); }
.eyebrow { font-size: .76rem; font-weight: 600; letter-spacing: .16em; text-transform: uppercase; color: var(--muted); }
.lede { font-size: clamp(1.15rem, 1.8vw, 1.35rem); color: var(--muted); max-width: 40ch; line-height: 1.5; }
.section-head { display: grid; gap: 14px; margin-bottom: clamp(36px, 5vw, 56px); max-width: 720px; }
.section-head h2 { font-size: var(--step-1); }
.prose { max-width: 66ch; display: grid; gap: 1.1em; }

/* Buttons */
.btn {
  letter-spacing: .01em;
  display: inline-flex; align-items: center; justify-content: center; gap: 8px;
  min-height: 48px; padding: 0 24px; border-radius: 999px; border: 0;
  font: 600 1rem/1 var(--font); text-decoration: none; cursor: pointer;
  transition: background .2s ease, transform .2s ease;
}
.btn-primary { background: var(--red); color: #fff; }
.btn-primary:hover { background: var(--red-deep); }
.btn-ghost { background: transparent; color: var(--navy); }
.btn-ghost:hover { background: var(--mist); }
.text-link { font-weight: 600; text-decoration: none; color: var(--navy); }
.text-link:hover { text-decoration: underline; }
.text-link::after { content: " \203A"; }

/* Header */
body::before { content: ""; position: fixed; inset: 0 0 auto; height: env(safe-area-inset-top, 0px); z-index: 30; background: var(--navy); }
.site-header {
  position: sticky; top: env(safe-area-inset-top, 0px); z-index: 20;
  background: color-mix(in srgb, var(--navy) 94%, transparent); backdrop-filter: saturate(180%) blur(18px); -webkit-backdrop-filter: saturate(180%) blur(18px);
  border-bottom: 1px solid rgba(255,255,255,.1);
}
.nav { display: flex; align-items: center; justify-content: space-between; gap: 20px; min-height: 64px; }
.brand { display: grid; line-height: 1.15; text-decoration: none; color: var(--on-navy); }
.brand strong { font-family: var(--display); font-size: 1.4rem; font-weight: 600; letter-spacing: 0; }
.brand span { letter-spacing: .14em; text-transform: uppercase; font-size: .66rem !important; }
.brand span { font-size: .78rem; color: var(--on-navy-muted); font-weight: 500; }
.nav-links { display: flex; gap: 26px; list-style: none; margin: 0; padding: 0; font-size: .92rem; }
.nav-links a { text-decoration: none; color: var(--on-navy); opacity: .8; }
.nav-links a:hover, .nav-links a[aria-current="page"] { opacity: 1; }
.nav .btn { min-height: 38px; padding: 0 16px; font-size: .88rem; }
@media (max-width: 900px) { .nav-links { display: none; } }

/* Hero */
.hero { background: var(--navy); color: var(--on-navy); padding-block: clamp(48px, 8vw, 104px) clamp(56px, 8vw, 96px); }
.hero-grid { display: grid; grid-template-columns: minmax(0, 1.15fr) minmax(0, .85fr); gap: clamp(32px, 6vw, 80px); align-items: center; }
.hero h1 { font-size: var(--step-hero); letter-spacing: -0.02em; line-height: .98; }
.hero-copy { display: grid; gap: 24px; min-width: 0; }
.hero-actions { display: flex; flex-wrap: wrap; gap: 12px; margin-top: 8px; }
.portrait { border-radius: 28px; overflow: hidden; aspect-ratio: 4 / 5; background: var(--mist); max-width: 100%; }
.portrait img { width: 100%; height: 100%; object-fit: cover; object-position: 50% 30%; }
.hero-proof { display: flex; flex-wrap: wrap; gap: 8px 22px; font-size: var(--step-small); color: var(--muted); }
.hero-proof b { color: var(--ink); font-weight: 600; }
@media (max-width: 820px) {
  .hero-grid { grid-template-columns: 1fr; }
  .portrait { max-width: 420px; aspect-ratio: 1 / 1; }
}

/* Paths */
.paths { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 20px; }
.path {
  background: var(--card); border-radius: var(--radius); padding: 32px 28px;
  display: grid; gap: 12px; align-content: start; min-width: 0;
}
.path .eyebrow { color: var(--red); }
.path h3 { font-size: var(--step-2); }
.path p { color: var(--muted); }
.path .text-link { margin-top: 8px; }
@media (max-width: 820px) { .paths { grid-template-columns: 1fr; } }

/* Market note */
.note { display: grid; grid-template-columns: minmax(0, 1fr) minmax(0, 1.3fr); gap: clamp(28px, 6vw, 88px); align-items: start; }
.note h2 { font-size: var(--step-1); }
.note-body { display: grid; gap: 18px; font-size: 1.15rem; min-width: 0; }
.signals { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 1px; background: var(--rule); border: 1px solid var(--rule); border-radius: 14px; overflow: hidden; margin-block: 6px; }
.signals div { background: var(--card); padding: 16px 18px; display: grid; gap: 2px; }
.signals dt { font-size: .8rem; text-transform: uppercase; letter-spacing: .07em; color: var(--muted); font-weight: 600; }
.signals dd { margin: 0; font-weight: 600; }
.signals .up { color: var(--navy); }
@media (max-width: 820px) { .note { grid-template-columns: 1fr; } }
@media (max-width: 440px) { .signals { grid-template-columns: 1fr; } }

/* Neighborhoods */
.hoods { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); border-top: 1px solid var(--rule); }
.hood {
  display: grid; gap: 6px; padding: 26px 24px 26px 0; text-decoration: none; color: var(--ink);
  border-bottom: 1px solid var(--rule); min-width: 0;
}
.hood strong { font-family: var(--display); font-size: 1.7rem; font-weight: 500; letter-spacing: -0.005em; line-height: 1.1; }
.hood span { color: var(--muted); font-size: .96rem; }
.hood:hover strong { color: var(--navy); }
.hood strong::after { content: " \2192"; opacity: 0; transition: opacity .2s; }
.hood:hover strong::after { opacity: 1; }
@media (max-width: 820px) { .hoods { grid-template-columns: repeat(2, minmax(0, 1fr)); } }
@media (max-width: 520px) { .hoods { grid-template-columns: 1fr; } }

/* Reviews */
.rating { display: flex; align-items: baseline; gap: 12px; flex-wrap: wrap; }
.rating .score { font-family: var(--display); font-size: clamp(3.6rem, 8vw, 5.4rem); font-weight: 500; line-height: 1; }
.stars { color: var(--red); letter-spacing: 2px; font-size: 1.1rem; }
.quotes { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 20px; }
.quote { margin: 0; background: var(--card); border-radius: var(--radius); padding: 28px; display: grid; gap: 16px; align-content: space-between; min-width: 0; }
.quote blockquote { margin: 0; font-family: var(--display); font-style: italic; font-size: 1.6rem; line-height: 1.3; }
.quote figcaption { font-size: var(--step-small); color: var(--muted); }
.quote figcaption b { color: var(--ink); font-weight: 600; }

.review-links { margin-top: 28px; display: flex; gap: 24px; flex-wrap: wrap; }
@media (max-width: 820px) { .quotes { grid-template-columns: 1fr; } }

/* About strip */
.about { display: grid; grid-template-columns: minmax(0, 1fr) minmax(0, 1fr); gap: clamp(32px, 6vw, 88px); align-items: start; }
.about h2 { font-size: var(--step-1); }
.stats { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 16px; margin-top: 36px; }
.stat { display: grid; gap: 6px; border-top: 1px solid var(--navy); padding-top: 16px; }
.stat b { font-family: var(--display); font-weight: 500; font-size: clamp(2.2rem, 4vw, 3rem); line-height: 1; font-variant-numeric: tabular-nums; }
.stat span { font-size: var(--step-small); color: var(--muted); }
@media (max-width: 820px) { .about { grid-template-columns: 1fr; } }

/* Valuation form */
.cta { background: var(--navy); color: #fff; border-radius: 28px; padding: clamp(36px, 6vw, 72px); display: grid; grid-template-columns: minmax(0, 1fr) minmax(0, 1fr); gap: clamp(28px, 5vw, 64px); align-items: center; }
.cta h2 { color: #fff; font-size: var(--step-1); }
.cta p { color: rgba(255,255,255,.78); }
.cta .eyebrow { color: rgba(255,255,255,.66); }
.form { display: grid; gap: 12px; }
.form label { font-size: .82rem; font-weight: 600; color: rgba(255,255,255,.8); display: grid; gap: 6px; }
.form input, .form select {
  width: 100%; min-height: 50px; padding: 0 16px; border-radius: 12px; border: 1px solid rgba(255,255,255,.18);
  background: rgba(255,255,255,.08); color: #fff; font: 500 1rem var(--font);
}
.form input::placeholder { color: rgba(255,255,255,.5); }
.form select option { color: var(--ink); }
.form .row { display: grid; grid-template-columns: minmax(0,1fr) minmax(0,1fr); gap: 12px; }
.form .btn { margin-top: 6px; width: 100%; }
.consent { font-size: .76rem; color: rgba(255,255,255,.6); line-height: 1.5; }
.form-status { font-size: .9rem; color: #fff; min-height: 1.4em; }
@media (max-width: 820px) { .cta { grid-template-columns: 1fr; } }
@media (max-width: 440px) { .form .row { grid-template-columns: 1fr; } }

/* Footer */
.site-footer { border-top: 1px solid var(--rule); padding-block: 56px 40px; font-size: var(--step-small); color: var(--muted); }
.footer-grid { display: grid; grid-template-columns: auto minmax(0, 1.2fr) minmax(0, 1fr); gap: 40px; align-items: start; }
.footer-logo { width: 104px; height: auto; }
.footer-grid h3 { font-size: 1.25rem; letter-spacing: 0; margin-bottom: 8px; }
.footer-grid address { font-style: normal; line-height: 1.7; }
.footer-links { list-style: none; margin: 0; padding: 0; display: grid; grid-template-columns: repeat(2, minmax(0,1fr)); gap: 6px 20px; }
.footer-links a { color: var(--muted); text-decoration: none; }
.footer-links a:hover { color: var(--navy); }
.legal { margin-top: 40px; padding-top: 24px; border-top: 1px solid var(--rule); display: grid; gap: 10px; font-size: .78rem; line-height: 1.6; }
.eho { display: inline-flex; align-items: center; gap: 8px; font-weight: 600; color: var(--ink); }
.eho svg { width: 22px; height: 22px; }
@media (max-width: 820px) { .footer-grid { grid-template-columns: 1fr; } }

/* Neighborhood page */
.crumbs { font-size: var(--step-small); color: var(--muted); display: flex; gap: 8px; flex-wrap: wrap; }
.crumbs a { color: var(--muted); text-decoration: none; }
.crumbs a:hover { color: var(--navy); }
.page-hero { padding-block: clamp(40px, 7vw, 88px) clamp(40px, 6vw, 72px); display: grid; gap: 22px; }
.page-hero h1 { font-size: var(--step-hero); letter-spacing: -0.02em; line-height: .98; }
.glance { display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); gap: 1px; background: var(--rule); border-block: 1px solid var(--rule); }
.glance div { background: var(--paper); padding: 22px 20px 22px 0; display: grid; gap: 4px; align-content: start; }
.glance dt { font-size: .78rem; font-weight: 600; letter-spacing: .07em; text-transform: uppercase; color: var(--muted); }
.glance dd { margin: 0; font-size: 1.05rem; font-weight: 600; }
@media (max-width: 820px) { .glance { grid-template-columns: repeat(2, minmax(0, 1fr)); } }

.take { display: grid; grid-template-columns: 96px minmax(0, 1fr); gap: 24px; align-items: start; max-width: 860px; }
.take img { width: 96px; height: 96px; max-width: none; border-radius: 50%; object-fit: cover; object-position: 50% 25%; }
.take blockquote { margin: 0; font-family: var(--display); font-style: italic; font-size: clamp(1.6rem, 3vw, 2.3rem); line-height: 1.25; font-weight: 500; }
.take figcaption { margin-top: 14px; font-size: var(--step-small); color: var(--muted); }
.todo { display: inline-block; background: #fff4c2; color: #6b5300; border-radius: 6px; padding: 2px 8px; font-size: .82rem; font-weight: 600; }
@media (max-width: 520px) { .take { grid-template-columns: 1fr; } }

.two-col { display: grid; grid-template-columns: minmax(0, 1fr) minmax(0, 1fr); gap: clamp(32px, 6vw, 80px); }
.two-col h2 { font-size: var(--step-2); margin-bottom: 14px; }
.two-col > div { display: grid; gap: 14px; align-content: start; min-width: 0; }
.ticks { list-style: none; padding: 0; margin: 0; display: grid; gap: 12px; }
.ticks li { padding-left: 26px; position: relative; }
.ticks li::before { content: ""; position: absolute; left: 0; top: .6em; width: 10px; height: 10px; border-radius: 50%; background: var(--navy); }
.ticks.con li::before { background: transparent; border: 2px solid var(--muted); }
@media (max-width: 820px) { .two-col { grid-template-columns: 1fr; } }

.table-wrap { overflow-x: auto; border: 1px solid var(--rule); border-radius: 14px; }
table { border-collapse: collapse; width: 100%; min-width: 520px; font-variant-numeric: tabular-nums; }
th, td { text-align: left; padding: 14px 18px; border-bottom: 1px solid var(--rule); }
th { font-size: .78rem; text-transform: uppercase; letter-spacing: .07em; color: var(--muted); font-weight: 600; background: var(--mist); }
tr:last-child td { border-bottom: 0; }
td.num { text-align: right; }
th.num { text-align: right; }
.source { margin-top: 12px; font-size: .8rem; color: var(--muted); }

.faq { display: grid; border-top: 1px solid var(--rule); max-width: 820px; }
.faq details { border-bottom: 1px solid var(--rule); }
.faq summary { cursor: pointer; list-style: none; padding: 22px 40px 22px 0; font-family: var(--display); font-weight: 500; font-size: 1.5rem; line-height: 1.25; position: relative; }
.faq summary::-webkit-details-marker { display: none; }
.faq summary::after { content: "+"; position: absolute; right: 4px; top: 18px; font-size: 1.5rem; font-weight: 400; color: var(--muted); }
.faq details[open] summary::after { content: "\2212"; }
.faq details p { padding-bottom: 22px; color: var(--muted); max-width: 66ch; }

.preview-flag { background: #081a33; font-size: .82rem; color: var(--on-navy-muted); text-align: center; padding-block: 8px; }

.stat b, .rating .score { font-variant-numeric: lining-nums tabular-nums; }

/* Navy hero (option 3) */
.hero h1, .page-hero-band h1 { color: var(--on-navy); }
.hero .lede, .page-hero-band .lede { color: var(--on-navy-muted); }
.hero .btn-ghost { color: var(--on-navy); }
.hero .btn-ghost:hover { background: rgba(255,255,255,.08); }
.page-hero-band { background: var(--navy); color: var(--on-navy); }
.page-hero-band .crumbs, .page-hero-band .crumbs a { color: var(--on-navy-muted); }
.page-hero-band .crumbs a:hover { color: var(--on-navy); }
.page-hero-band + .wrap .glance { border-top: 0; }
.table-wrap { background: var(--card); }
th { background: var(--mist); }
.faq summary::after { color: var(--muted); }
.footer-logo { background: #fff; padding: 10px; border-radius: 12px; box-sizing: content-box; }

/* Page shell for full documents (the artifact skeleton adds these on its own page) */
:root { padding-top: env(safe-area-inset-top, 0px); padding-bottom: env(safe-area-inset-bottom, 0px); }
[hidden] { display: none !important; }

/* Mobile menu */
.mnav { display: none; position: relative; }
.mnav summary {
  list-style: none; cursor: pointer; color: var(--on-navy); font-size: .92rem; font-weight: 600;
  min-height: 40px; padding: 0 16px; border: 1px solid rgba(255,255,255,.28); border-radius: 999px;
  display: inline-flex; align-items: center;
}
.mnav summary::-webkit-details-marker { display: none; }
.mnav[open] summary { background: rgba(255,255,255,.1); }
.mnav ul {
  position: absolute; right: 0; top: calc(100% + 10px); min-width: 230px; list-style: none; margin: 0; padding: 8px;
  background: var(--navy); border: 1px solid rgba(255,255,255,.14); border-radius: 16px; box-shadow: 0 18px 40px rgba(6,18,36,.35);
  display: grid;
}
.mnav a { display: block; padding: 12px 14px; border-radius: 10px; color: var(--on-navy); text-decoration: none; }
.mnav a:hover, .mnav a[aria-current="page"] { background: rgba(255,255,255,.1); }
@media (max-width: 900px) { .mnav { display: block; } }

/* Guide pages */
.byline { font-size: var(--step-small); color: var(--on-navy-muted); display: flex; flex-wrap: wrap; gap: 6px 18px; }
.byline b { color: var(--on-navy); font-weight: 600; }
.guide { display: grid; grid-template-columns: 210px minmax(0, 1fr); gap: clamp(32px, 6vw, 88px); align-items: start; padding-block: clamp(48px, 7vw, 96px); }
.toc { position: sticky; top: calc(env(safe-area-inset-top, 0px) + 92px); display: grid; gap: 4px; font-size: .9rem; }
.toc .eyebrow { margin-bottom: 8px; }
.toc a { color: var(--muted); text-decoration: none; padding: 5px 0; line-height: 1.35; }
.toc a:hover { color: var(--navy); }
.article { min-width: 0; }
.article > section { padding-bottom: clamp(44px, 6vw, 72px); scroll-margin-top: 96px; }
.article > section + section { border-top: 1px solid var(--rule); padding-top: clamp(44px, 6vw, 72px); }
.article h2 { font-size: var(--step-1); margin-bottom: 20px; }
.article h3 { font-size: var(--step-2); margin: 32px 0 10px; }
.article p, .article li { max-width: 68ch; }
.article p + p, .article p + ul, .article ul + p { margin-top: 1em; }
.article .list { padding-left: 1.2em; margin: 14px 0 0; display: grid; gap: 10px; }
.article .list li::marker { color: var(--navy); }
.article a:not(.btn):not(.text-link) { color: var(--navy); text-decoration-thickness: 1px; text-underline-offset: 3px; }
@media (max-width: 900px) {
  .guide { grid-template-columns: 1fr; }
  .toc { position: static; background: var(--card); border-radius: 16px; padding: 20px 22px; }
}

.stat-row { display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); gap: 1px; background: var(--rule); border: 1px solid var(--rule); border-radius: 16px; overflow: hidden; margin: 28px 0 10px; }
.stat-row div { background: var(--card); padding: 20px; display: grid; gap: 6px; align-content: start; }
.stat-row b { font-family: var(--display); font-size: clamp(2rem, 3.4vw, 2.6rem); font-weight: 500; line-height: 1; font-variant-numeric: lining-nums tabular-nums; }
.stat-row span { font-size: .85rem; color: var(--muted); line-height: 1.4; }
@media (max-width: 700px) { .stat-row { grid-template-columns: repeat(2, minmax(0, 1fr)); } }

.callout { background: var(--card); border-radius: 18px; padding: clamp(22px, 3vw, 30px); margin: 28px 0 0; display: grid; gap: 10px; }
.callout blockquote { margin: 0; font-family: var(--display); font-style: italic; font-size: clamp(1.45rem, 2.4vw, 1.8rem); line-height: 1.3; }
.callout .who { display: flex; align-items: center; gap: 12px; font-size: var(--step-small); color: var(--muted); }
.callout .who img { width: 44px; height: 44px; max-width: none; border-radius: 50%; object-fit: cover; object-position: 50% 25%; }

.steps { list-style: none; counter-reset: step; padding: 0; margin: 24px 0 0; border-top: 1px solid var(--rule); }
.steps li { counter-increment: step; display: grid; grid-template-columns: 52px minmax(0, 1fr); gap: 14px; padding: 20px 0; border-bottom: 1px solid var(--rule); max-width: none; }
.steps li::before { content: counter(step); font-family: var(--display); font-size: 2.1rem; line-height: 1; color: var(--navy); font-variant-numeric: lining-nums; }
.steps b { display: block; font-weight: 600; margin-bottom: 4px; }
.steps .when { display: block; font-size: .85rem; color: var(--muted); margin-bottom: 6px; }

.compare table { min-width: 680px; }
.compare td { vertical-align: top; line-height: 1.5; }
.compare th[scope="row"] { background: var(--card); color: var(--ink); font-size: .8rem; width: 16%; }
.compare thead th { font-family: var(--display); text-transform: none; letter-spacing: 0; font-size: 1.35rem; font-weight: 500; color: var(--ink); }

/* Calculators */
.calc { background: var(--card); border-radius: 22px; padding: clamp(22px, 4vw, 36px); display: grid; grid-template-columns: minmax(0, 1fr) minmax(0, 1fr); gap: clamp(22px, 4vw, 44px); margin: 28px 0 0; align-items: start; }
.calc-fields { display: grid; gap: 14px; min-width: 0; }
.calc-fields .pair { display: grid; grid-template-columns: minmax(0, 1fr) minmax(0, 1fr); gap: 12px; }
.field { display: grid; gap: 6px; font-size: .8rem; font-weight: 600; color: var(--muted); }
.field .hint { font-weight: 400; }
.field input, .field select {
  width: 100%; min-height: 46px; border-radius: 10px; border: 1px solid var(--rule); background: #fff;
  padding: 0 14px; font: 500 1rem var(--font); color: var(--ink); font-variant-numeric: tabular-nums;
}
.field input:focus-visible, .field select:focus-visible { outline: 3px solid color-mix(in srgb, var(--navy) 40%, transparent); outline-offset: 1px; }
.calc-result { background: var(--navy); color: #fff; border-radius: 18px; padding: clamp(22px, 3vw, 30px); display: grid; gap: 16px; align-content: start; min-width: 0; }
.calc-result .eyebrow { color: rgba(255,255,255,.66); }
.calc-result .big { font-family: var(--display); font-size: clamp(2.6rem, 5vw, 3.6rem); line-height: 1; font-variant-numeric: lining-nums tabular-nums; }
.calc-result .sub { font-size: .9rem; color: rgba(255,255,255,.74); }
.calc-result dl { display: grid; gap: 0; margin: 0; font-size: .92rem; }
.calc-result dl div { display: flex; justify-content: space-between; gap: 12px; padding: 9px 0; border-bottom: 1px solid rgba(255,255,255,.12); }
.calc-result dt { color: rgba(255,255,255,.76); }
.calc-result dd { margin: 0; font-variant-numeric: tabular-nums; white-space: nowrap; }
.calc-note { font-size: .76rem; color: rgba(255,255,255,.6); line-height: 1.5; }
@media (max-width: 860px) { .calc { grid-template-columns: 1fr; } }
@media (max-width: 420px) { .calc-fields .pair { grid-template-columns: 1fr; } }

.next-reads { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 20px; }
@media (max-width: 720px) { .next-reads { grid-template-columns: 1fr; } }
.path .eyebrow.navy { color: var(--muted); }
h1, h2, h3, .hood strong, .quote blockquote, .callout blockquote, .take blockquote { font-variant-numeric: lining-nums; }
.calc-fields .pair { align-items: end; }
tr:last-child th { border-bottom: 0; }
.form textarea { width: 100%; padding: 12px 16px; border-radius: 12px; border: 1px solid rgba(255,255,255,.18); background: rgba(255,255,255,.08); color: #fff; font: 500 1rem/1.5 var(--font); resize: vertical; }
.form textarea::placeholder { color: rgba(255,255,255,.5); }
.compare.named th[scope="row"] { text-transform: none; letter-spacing: 0; font-family: var(--display); font-size: 1.2rem; font-weight: 500; width: 20%; }
.compare.named th[scope="row"] a { color: var(--navy); text-decoration: none; }
.compare.named th[scope="row"] a:hover { text-decoration: underline; }
/* PDF download card */
.dl-card { background: var(--card); border-radius: 28px; padding: clamp(32px, 5vw, 60px); display: grid; grid-template-columns: minmax(0, 1fr) minmax(0, 1fr); gap: clamp(28px, 5vw, 64px); align-items: center; }
.dl-card h2 { font-size: var(--step-1); }
.dl-card p { color: var(--muted); }
.form.light label { color: var(--muted); }
.form.light input { background: #fff; color: var(--ink); border-color: var(--rule); }
.form.light input::placeholder { color: #9a948a; }
.form.light .consent { color: var(--muted); }
.form.light .form-status { color: var(--navy); display: flex; flex-wrap: wrap; gap: 10px; align-items: center; }
.form.light .form-status .btn { width: auto; margin: 0; }
@media (max-width: 820px) { .dl-card { grid-template-columns: 1fr; } }

/* Insights dropdown */
.nav-links .has-dd { position: relative; }
.nav-links .dropdown {
  position: absolute; right: -16px; top: 100%; transform: translateY(6px); width: 340px; padding: 18px 8px 8px;
  background: var(--navy); border: 1px solid rgba(255,255,255,.14); border-radius: 16px; box-shadow: 0 18px 40px rgba(6,18,36,.35);
  opacity: 0; visibility: hidden; transition: opacity .18s ease, transform .18s ease, visibility .18s;
}
.nav-links .dropdown::before { content: ""; position: absolute; inset: -14px 0 auto; height: 14px; }
.nav-links .has-dd:hover .dropdown, .nav-links .has-dd:focus-within .dropdown { opacity: 1; visibility: visible; transform: translateY(0); }
.nav-links .dropdown ul { list-style: none; margin: 0; padding: 0; display: grid; }
.nav-links .dropdown a { display: grid; gap: 3px; padding: 10px 12px; border-radius: 10px; opacity: 1; }
.nav-links .dropdown a:hover { background: rgba(255,255,255,.08); }
.dd-meta { font-size: .68rem; letter-spacing: .14em; text-transform: uppercase; color: var(--on-navy-muted); font-weight: 600; }
.dd-title { font-family: var(--display); font-size: 1.12rem; line-height: 1.2; color: var(--on-navy); }
.nav-links .dropdown .dd-all { display: block; margin-top: 4px; padding: 12px; border-top: 1px solid rgba(255,255,255,.12); border-radius: 0 0 10px 10px; font-size: .86rem; font-weight: 600; }
.nav-links .dropdown .dd-all::after { content: " \203A"; }
.mnav a.msub { padding: 8px 14px 8px 28px; font-size: .86rem; color: var(--on-navy-muted); }

/* Insights list */
.post-tabs { display: flex; flex-wrap: wrap; gap: 8px; margin-bottom: 28px; }
.post-tabs button {
  font: inherit; font-size: .88rem; font-weight: 600; cursor: pointer; min-height: 40px; padding: 0 18px;
  border-radius: 999px; border: 1px solid rgba(12,39,73,.18); background: transparent; color: var(--ink);
}
.post-tabs button.on { background: var(--navy); border-color: var(--navy); color: var(--on-navy); }